Who is covered: The union member, his/her spouse or Common Law Partner, and their dependent children under 23 years of age (in full-time education and residing with them), when travelling with the insured.

Any unmarried dependent children aged 17 years or under are covered whilst travelling alone only if they are accompanied by an adult over the age of 21 and the Trip is for less than 30 days.

Period of Insurance: The maximum duration of any one trip should not exceed 60 days and the total time spent outside Ireland should not exceed 183 days per year.

Period of Cover: Once the premium is paid, cover commences from the confirmation date of cover for 12 months.

Geographical Limits: Worldwide, including USA / Canada.

Winter Sports:There is a maximum stay of 17 days per year. Professional sports, tours and competitions are excluded.

Scuba diving: Qualified divers are covered to a maximum depth of 30 metres.


Annual Cost: € 59 (including Government Levies)

Exclusions & Conditions

Principal Exclusions which operate

1. War, terrorism and related risks; hazardous leisure activities (full details on application); claims arising from any pre-existing defect, infirmity or condition for which the Insured Person is receiving regular medical treatment, advice or consultation at the time of effecting this Insurance.
2. At the time of taking out the Insurance you must not be aware of any reason why a holiday or trip might be cancelled.
3. You must not travel against medical advice or whilst receiving, seeking or awaiting medical treatment.
4. Any person aged 80 and over at inception of the policy is not covered. 
5. This Insurance is limited to the Republic of Ireland and Northern Ireland.
6. There is no cover provided under this Insurance for any travel involving manual work. However, business trips are covered once there is no manual work.
7. Trips that do not commence and end in Ireland are not covered. It is hereby noted and agreed that in respect of Members seconded overseas, wherever the words “Republic of Ireland” appear in the certificate wording they shall be deemed to read “Country of Domicile”. In respect of such Members, Underwriters shall not be liable under Section A for any expenses incurred in their home country, namely the Republic of Ireland.

Table of Main Benefits Applicable to each Insured Person
 
 
Section      Description                                                      Up to              Excess 
A              Medical & Emergency Expenses                    € 6,348,690          €100 
B & C       Cancellation & Curtailment inc delay             €5,000                 €75
D              Personal Accident  (i) to (iv)                           €25,395               €75
E              Baggage & Personal Effects                           €1,905                 €75
                (single item limit - €380)
                (Jewellery and Valuables limit €635 in all)
F              Money Insurance (Cash Limit €318)                 €635                  €75
G (a)         Personal Liability                                            €1,269,738
G (b)         Legal Expenses                                               €31,744


This is only a summary of the main benefits. Please contact the travel department on 0353 (0)1 4952822 or email info@groupsure.ie for further details.

To view the Travel Policy Document in full click HERE or to see our FAQ's click HERE